Financial Education

HELOC: Financing the Adoption Process

November 13th, 2017

You can’t put a price on the value of your child, but for couples who wish to adopt, the entire process can be quite costly. According to Fund Your Adoption it can cost anywhere from $0 to $1000 to adopt a child through a county foster program and anywhere from $10,000 to $40,000 to adopt […]

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Best Uses for a HELOC

September 5th, 2017

We have compiled a list of 45 different ways to use your HELOC! Our first list of ideas is focused on improving your home’s value and updating your living space. We hope these ideas and tips will inspire you to imagine endless possibilities! New Roof This cumbersome and often expensive purchase is a necessary upgrade […]

To HELOC or not to HELOC, that is the question!

August 21st, 2017

A HELOC (or Home Equity Line of Credit) is a line of credit established by you based on a percentage of your home’s value.  With a HELOC, you’re approved for a total loan amount, but your financial institution does not give you the money outright in a large amount like with a loan. Instead, you […]

Becoming Your Own Best Boss

August 14th, 2017

It may sound like a cliché, but you really are your own best business asset. However, you have to know how best to use yourself in order to make your business as successful as it can be. Use these tips to learn how to keep yourself accountable to your business and watch it prosper! 1. […]

5 Obstacles in the Way of Your Small Business

May 15th, 2017

From sales to operations to human resources, without goals our small businesses would be in the gutter. The differences between reaching our goals, making progress or placing things on the back burner is discovering what’s feasible and sustainable. There’s no denying the importance of business goals, but an impossible goal is a waste of energy […]

Should Your Business Be Social Selling?

April 14th, 2017

As a small business owner, you’ve probably had the feeling of being overcommitted. You’re “crazy busy” as you seek to make sales, find new customers and introduce new products and services. Could social selling be the answer? Research has shown that half of people who conduct a local search on their smartphone visit a store […]

What Gets Measured Gets Completed

February 13th, 2017

If you or your employees are working extended hours and pushing yourselves to the limit, here’s the scoop: appreciable growth is absent from your business. You need room to grow. It’s not uncommon for businesses to find themselves working harder and not smarter. Without clarity and focus, accountability suffers. This short anonymous passage sums up […]

Too Many Sticks-in-the-Mud, Not Enough Land Roamers

January 3rd, 2017

Most small business owners claim that they are too busy to engage in volunteer programs. Dig a little deeper and you’ll find a skeptic who fails to see how volunteerism relates to their business. In reality, being socially responsible can build rapport, confidence and enthusiasm for your organization. In what Deloitte calls a “Glassdoor era” […]

5 Small Business Sacrifices That Are Just Not Worth It

October 24th, 2016

  To build wealth, you have to make sacrifices. In the pursuit of small business growth, there is a lot of give-and-take, but not all risks are created equal. There are a few sacrifices you should stop making now if you ever hope to achieve greatness. Undaunted dedication to your business will not secure your […]

Millennials, Let’s Go Home

June 13th, 2016

Buying is cheaper than renting. It is a simple fact that if you are renting, it is unfortunately not cost effective. Renting is 36% more expensive than buying on a national basis, and renting is more expensive than owning in 98 of the top 100 markets across the country. There really is no great benefit […]